Taiwan Car Buying Guide
First-time car buyer's guide: from selection, negotiation, financing to delivery
最後更新：2026-02-10
This guide is for reference only. Vehicle specifications and prices are subject to manufacturer announcements.
目錄
1. Before Buying
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Assess Budget
Include insurance, taxes, and maintenance in ownership costs
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Usage Needs
Commuting, family, business purposes
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New vs Used
New has warranty but depreciates fast; used is cheaper but check condition
小提示
- Budget should be within 1/3 of annual income
- Research on car forums and YouTube reviews
2. Hidden Ownership Costs
| Item | Amount Range | Notes |
|---|---|---|
| License Tax | 1,620-46,170 TWD/year | Based on engine displacement |
| Fuel Tax | 4,320-15,210 TWD/year | Based on engine displacement |
| Compulsory Insurance | ~1,400 TWD/year | Required by law |
| Optional Insurance | 20,000-30,000 TWD/year | Collision, liability |
| Maintenance | 5,000-15,000 TWD/year | Oil, tires, parts |
注意事項
Electric vehicles are exempt from license and fuel taxes
3. Negotiation Tips
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Collect Quotes
Get quotes from multiple dealers
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Buy End of Month/Quarter
Sales reps push for quotas, better discounts
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Negotiate Accessories
Window tint, dash cam, extended warranty
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Cash Payment
Full cash usually gets extra discount
4. Financing Options
| Source | Interest Rate | Pros/Cons |
|---|---|---|
| Manufacturer 0% | 0-2% | Low rate but usually no price negotiation |
| Bank Loan | 2.5-5% | Can shop around, more flexibility |
| Finance Company | 5-12% | Easier approval but higher rates |
注意事項
Factor total interest into your cost calculation
5. Delivery Inspection
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Exterior Check
Paint, body panels for scratches or dents
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Interior Check
Seats, dashboard for defects
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Function Test
Lights, wipers, AC, etc.
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Documents
Warranty, registration, insurance
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Odometer
New car should be under 50 km
重點整理
- 1 Budget within 1/3 of annual income including ownership costs
- 2 End of month/quarter has better discounts; get multiple quotes
- 3 Compare financing options; calculate total interest
- 4 Inspect exterior, functions, documents at delivery
一般聲明
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